Welcome to Nelson & Wise Advisors, Inc.

Helping You Secure Financial Peace-of-Mind

Reduce Your Financial Risk In Retirement

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About Us

Who We Are At Nelson & Wise Advisors, Inc.

Nelson & Wise Advisors, Inc.

Nelson & Wise Advisors, a company that guides families through the insurance and financial industry, takes pride in its old fashion values and modern day solutions approach! Founders Justin Nelson and Richard Wise passionately believe that integrity driven thinking, followed by the right amount of education, is the optimal way to finding the best solutions that fit families’ and individuals’ needs. Justin and Richard have years of experience helping people with a wide array of retirement recommendations that cover tax-free income planning, life insurance, guaranteed lifetime income, money in the market, legacy planning, social security, etc.

If you are serious about planning for your future and mapping out pitfalls in retirement, Nelson & Wise Advisors will custom tailor a plan or solution that is right for you and your loved ones! Reach out for free consultation and review of what is to come next in life!

Justin Nelson

Justin Nelson is one of the founders of Nelson & Wise Advisors, Inc. Justin has always searched for a way to make a difference as made evident by a military and business background having served in the United States Marine Corps and studied Business, Accounting, and Personal Finance.

Past experiences have led Justin to be an individual that strives for excellence in all aspects of life. He is known to be altruistic, caring, intelligent, and meticulous. His time in the military was spent working directly with persons in leadership roles, attributing to an increased sense of accountability and integrity.

Mr. Nelson is a licensed fiduciary advisor, legally binding his dealings to put the client’s interests before his own.
In his free-time, Justin can normally be found with his wife, reading, or working on his golf game.

Justin specializes in various investment instruments and financial planning. He assists clients in reaching their financial goals with either or both insurance and market based products, as well as reducing taxes, and minimizing risk to the money they’ve worked hard for.

Richard Wise

Richard Wise is one of the founders of Nelson & Wise Advisors, Inc. He has been an educator for decades and even received awards such as “Educator of the Year” in the Western United States. Mr. Wise has also earned multiple accolades from various foundations for his selfless charity work.

Richard is the embodiment of honesty, charisma, compassion, and good old fashioned hard-work. Colleagues and clients most often use the word conscientious to describe Richard.
He has become uniquely qualified through his various successful business endeavors to fulfill his mission of having a positive impact on the lives of others. His teaching and networking experience have prompted a new approach to the industry that entails more education and involvement in one’s financial health. When not hard at work, Richard enjoys spending his off-time with his daughter or out on the golf course.

Richard assists clients with SAFE money investments. He specializes in how to use fixed annuities, SPIAs, life insurance, and other investments to help you reduce, defer and even eliminate your taxes, as well as provide a guaranteed lifetime income, without risk to your hard earned money.

Our Financial Services

What We Do For Clients At Nelson & Wise Advisors, Inc.

What We Offer

Creating an income plan to last throughout retirement is perhaps the single most important challenge retirees will face. After all, with the fact that we’re all living longer combined with advanced medical science and technology, it’s very probable that people who are retiring today could spend 30 years or more living in retirement without earned income and only from social security and investments to support them. That’s a scary and very realistic thought.

That’s why we make income planning our top priority at our firm.  We help our clients establish a solid income plan guaranteed to last as long as they do. In other words, the income plans we prepare for our clients are guaranteed to “go the distance.” Even if that means they live to be 120 or older! They are guaranteed to always receive that monthly check.

If an income plan is the most important thing in retirement, peace of mind might be the second. Let us help you create and income strategy you can’t outlive so that you can enjoy retirement with confidence and certainty.

You’ve spent the last 40 years, or longer, in the accumulation phase of planning your retirement. Now it’s time to switch gears and focus on the preservation of your retirement assets. But it doesn’t mean that growth has to stop. In fact, that’s one of the ways we help our clients the most, by helping them receive a reasonable rate of return throughout their retirement years. The difference is, we do it without loss, guaranteed!

Did you know that Warren Buffett’s number one rule to investing is to never lose money? He also has a second rule and that is to never forget rule number one!

We specialize in helping our clients make asset protection and preservation their top priority. Many people underestimate the devastation of losses to their portfolio due to market declines and don’t realize how difficult it can be to rebuild an account.

Did you know that a loss of 25% requires a positive return of almost 34% just to get back to even? A 50% loss of your retirement account means you have to double your money (receive a 100% return) just to be whole again. Think about it. If you have $100,000 and lose 50%, you’re left with $50,000. Now you’re left with the insurmountable task of going from $50,000 back to your original deposit of $100,000; a return of 100%. How long do you think that will take? Two years? Five years? Ten years or more? What if you experience additional losses in the process of trying to get back to even? What if you’re drawing income from this account? What kind of impact will that have?

We believe that the best way to make a dollar is to keep it. Retirement is a critical time and most retirees simply don’t have the time to recoup losses in their portfolios. Let us show you how we help our clients achieve a reasonable rate of return, in many cases averaging 4 to 6%, and without ever subjecting their retirement accounts to loss – guaranteed!

Many of our clients are the ones with the bumper sticker on the back of their RV that says, “We’re spending our kids’ inheritance,” but for many others, their goal is to leave a legacy for their children and grandchildren. That means determining (while you’re still alive) where your assets should go after you die, along with a thorough evaluation of potential tax liabilities, probate avoidance and opportunities to leverage the value of your estate using the most recent estate planning tools.

Because of the constantly changing estate tax laws and emerging vehicles to help you protect and transfer your assets effectively, it’s important to work with experienced estate planning professionals who stay current in this filed and advise clients on a day-to-day basis.

Contact our office today to schedule a one-on-one estate planning consultation.

Changing jobs and retiring are two transition times in our lives that can be stressful. Fortunately, we work with people every day who are in the same situation and looking to take control of an employer-sponsored plan or just need help transferring the money to another employer plan. We make a seemingly daunting task easy and are happy to help you with your qualified plan questions and needs.

Here are four things you can do with the money in your employer sponsored retirement plan:

  • Leave the money where it is
  • Take the cash (and pay taxes, plus a 10% tax penalty if you are younger than age 59 ½)
  • Transfer the money to another employer-sponsored plan (if the plan allows)
  • Roll the money over to a self-directed IRA

Let us help you determine if a rollover is the right move for you!

Working With Us

Educational Seminars Hosted By Nelson & Wise Advisors, Inc.

Nelson & Wise Advisors, Inc. believe’s in an education based partnership approach.
That means in order to find a plan that best fits our clients, we put forth the necessary time and effort to educate and include them in understanding various options. 

Step 1.  Have a conversation

We want to know what drives you.
What are your goals?

Step 2.  Share the Knowledge

Help you understand the basics of investment tools and concepts.
Discuss pros and cons of various strategies.

Step 3.  Research

Our team takes the data we’ve collected and uses It to formulate a plan that best fits you, based upon your goals, tolerances, and feelings.

Step 4. Review Suggestions

Once we have a plan together, we take the time to review it With you and make sure you’re not just informed, but also comfortable with it.

Step 5. Put the Plan in Place

Now that we can see the path, Nelson & Wise will do the heavy lifting to implement your plan. We strive to make the process as worry-free and painless as possible for you.

Step 6. Supervise

Continuous review of your plan is paramount.
Nelson & Wise will continually review the plan with you and make sure it’s still reaching your goals and lifestyle, making Informed adjustments when necessary.

Seminars

Educational Seminars Hosted By Nelson & Wise Advisors, Inc.
Maximize Retirement Seminar

Maximize Retirement Seminars

At this very informative and educational event, you can look forward to gaining advice and planning strategies to help you navigate the often unpredictable and tumultuous financial markets so you can have a secure financial future!

Call our office today for details on upcoming events!
(951) 473-3721

Request Information About Upcoming Seminars!

Contact Us

How Can Nelson & Wise Advisors, Inc. Help You?

How Can We Help You?

Nelson & Wise Advisors, Inc.

2621 Green River Road
Suite 105-181
Corona, CA  92882